Papers and research
THE PAPERS SERIES · FEATURE · PUBLISHED OCTOBER 8, 2026
Leaving Canada With Debt: A One-Way Ticket Home
A feature on leaving Canada with debt, following Maya’s journey home and the questions it raises about bankruptcy and consumer proposals.
Read the feature
PRACTITIONER REPORT · SEPTEMBER 2026 · PAUL FRANCHI
A condo purchaser’s nightmare, revisited: closing, default and the cost of ownership
The risks I described in January 2024 now confront households before closing, after a failed purchase and after taking ownership. Each situation calls for a different decision, based on the obligations and monthly costs the household can actually carry.
Read the report
PAPER NO. 1 · SPRING 2026
Canadian Professionals' Guide to Debt Consultant Pitfalls: Lessons from the UK and Australia
The professional's guide to Canada's unregulated debt-consultant industry, and what the licensing regimes of the United Kingdom and Australia teach about protecting clients.
Read Paper No. 1Further Papers are in preparation.
