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  • Red umbrella held open in heavy rain, symbolizing mortgage distress and the financial protection homeowners seek when facing a power of sale action from private lenders in Ontario.

    Power of Sale in Ontario: What It Means When a Private Lender Comes After Your Home

    Served with a Notice of Sale? Don’t panic-file. By the time most of these files reach my desk, it’s already over. I’m a Licensed Insolvency Trustee in Ontario,…

    Read More Power of Sale in Ontario: What It Means When a Private Lender Comes After Your HomeContinue

  • Minimalist vector illustration of two chairs facing each other across a small table with a document, under a single warm pendant light glowing red, in black, cream and white, representing what it's like to meet a Licensed Insolvency Trustee LIT

    What Really Happens When You Meet a Licensed Insolvency Trustee in Canada?

    When debt becomes overwhelming, it can feel hard to know where to turn. Meeting with a Licensed Insolvency Trustee (LIT) is often the first step toward getting clear…

    Read More What Really Happens When You Meet a Licensed Insolvency Trustee in Canada?Continue

  • Vector forked road where one branch fades into fog and the other is lit by a lamppost with a red light beside a small house, representing pitfalls of debt consultants and the importance of contacting a licensed insolvency trustee LIT

    Canadian professionals’ Guide to Debt Consultant Pitfalls: Lessons from the UK and Australia

    The integrity of Canada’s insolvency system is anchored in two normative pillars: independence of the Licensed Insolvency Trustee (LIT) and unimpeded access to impartial advice at first contact….

    Read More Canadian professionals’ Guide to Debt Consultant Pitfalls: Lessons from the UK and AustraliaContinue

  • CRA garnishment business debt and bank freeze relief

    Stopping CRA Garnishments and Bank Freezes: A Practical Guide for Canadian Business Owners

    When the Canada Revenue Agency (CRA) pursues your business debts through garnishments or freezes your bank accounts, it can cripple your operations and cause overwhelming stress. In case you…

    Read More Stopping CRA Garnishments and Bank Freezes: A Practical Guide for Canadian Business OwnersContinue

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Paul Franchi is a Licensed Insolvency Trustee across Ontario, licensed by the Office of the Superintendent of Bankruptcy Canada. He holds a law degree and is a member of the Law Society of Ontario; however, he does not currently practise law and instead focuses on his role as Trustee. The views expressed on this website are Paul Franchi’s independent views and are for informational purposes only. Paul Franchi does not provide legal advice, and use of this website does not establish a trustee/debtor or lawyer-client relationship.

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  • FOR PROFESSIONALS +
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  • ABOUT +
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    • ESPAÑOL +
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