Consumer proposal calculator: your monthly payment, worked out on your own figures
Two minutes here pays off.
See how a trustee actually builds this payment – then the estimate will make sense.
Read the guideThe calculator waits.
About this calculator
The figures this calculator uses are the ones fixed by the current federal rules – the fee tariff, the counselling fees, the filing fee, and the Superintendent’s levy – and the fee disclosure inside the calculator itemizes them plainly. The full derivation of every result sits behind the “Show the trustee’s math” button: the surplus-income test, the estate realization, the tariff, and the floor comparison. Nothing you type is saved or sent.
Last updated July 2026.
Written and built by a Licensed Insolvency Trustee with a legal and finance background.
No fees for advice. No referrals for sale. The light is on.
Paul Franchi, JD, MBA, CIRP, LIT—Founder
No fees for advice. No referrals for sale. The light is on.
Paul Franchi, JD, MBA, CIRP, LIT—Founder
